Transparency at the Core
What sets WeFixMoney apart is its transparent approach to financial solutions. At the heart of their operations lies a simple yet powerful mission: to assist individuals in overcoming financial hurdles while safeguarding their personal information. Unlike some platforms that may utilize customer data for other purposes, We Fix Money remains resolute in its focus on addressing immediate financial needs without compromising privacy—a critical aspect in today's data-driven landscape.
Credibility and Affiliations
WeFixMoney.com's reputation is further bolstered by its affiliations with esteemed organizations such as the Online Lenders Alliance and the Community Financial Services Association. A testament to their ethical practices and customer-centric approach, the company proudly boasts an "A" rating from the Better Business Bureau, underlining their commitment to conducting business in the right way on behalf of their valued customers.
Dedicated Customer Support
The dedication to customer service is evident through multiple channels of accessible support. Live chat assistance, available between 9 AM and 5 PM EST, provides real-time guidance. Those who prefer traditional communication avenues will find ease in reaching out via email or phone, establishing a strong and accessible line of communication.
Attainable Eligibility Criteria
WeFixMoney's eligibility criteria are straightforward and considerate of diverse financial circumstances. The emphasis on regular income—either through a job or other sources—paired with a minimum monthly income requirement of $800, ensures accessibility. Furthermore, the age and residency prerequisites, coupled with the necessity of a bank account, establish a balanced framework for potential customers.
Flexibility in Funding
Addressing the broader financial spectrum, WeFixMoney collaborates with WestBayCash.com to offer customers access to larger funding amounts through installment loan options. This strategic partnership showcases the company's willingness to accommodate a range of financial needs, from modest to more substantial requirements.
Seamless Lender Connections
We Fix Money approach to lender connections and redirection is noteworthy. Upon approval, customers are seamlessly redirected to one of their approved lenders, ensuring a smooth process while maintaining data security. Despite redirection, customers are not left in the dark—additional forms may be required by the lender to complete the process.
Ensuring a Secure Process
The company's requirement for bank account information is a standard procedure, and they take care to explain its necessity. This information serves multiple purposes, from facilitating lender matching to enabling loan deposit and repayment, all aimed at ensuring a secure and efficient customer experience.
Transparent APR Range
WeFixMoney's transparency shines through in their presentation of Annual Percentage Rates (APR). By displaying a Representative APR based on data from multiple lenders, the company empowers customers to make informed decisions. The range of APR rates, coupled with varying repayment periods, aptly caters to diverse financial circumstances and preferences.
Examples of Costs & APR
|
Loan Amount |
Interest Rate |
Loan Term |
Fee |
Fee Cost |
Repayment |
APR |
Total Repayments |
Total Cost |
|
$1,000 |
24.00% |
12 months |
3.00% |
$30.00 |
$94.56 |
29.82% |
$1,134.72 |
$164.72 |
|
$2,000 |
19.00% |
24 months |
5.00% |
$100.00 |
$100.82 |
24.12% |
$2,419.68 |
$519.68 |
|
$5,000 |
13.00% |
48 months |
8.00% |
$400.00 |
$131.67 |
18.23% |
$6,320.12 |
$1,720.12 |
|
$10,000 |
7.90% |
60 months |
10.00% |
$1000.00 |
$202.28 |
9.20% |
$12,136.80 |
$3,136.80 |
Representative Example (Qualified Customers)
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.